{"id":1541,"date":"2022-02-21T15:41:29","date_gmt":"2022-02-21T15:41:29","guid":{"rendered":"http:\/\/vanguardlife.com\/vl\/?page_id=1541"},"modified":"2025-03-20T14:26:00","modified_gmt":"2025-03-20T14:26:00","slug":"universal-life","status":"publish","type":"page","link":"https:\/\/vanguardlife.com\/vl\/universal-life\/","title":{"rendered":"Universal Life"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1541\" class=\"elementor elementor-1541\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8dfd5cb elementor-section-full_width elementor-section-content-middle elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"8dfd5cb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:846,&quot;url&quot;:&quot;https:\\\/\\\/vanguardlife.com\\\/vl\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/lddd-18.png&quot;},{&quot;id&quot;:2577,&quot;url&quot;:&quot;https:\\\/\\\/vanguardlife.com\\\/vl\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/ldshp-10-06.png&quot;}],&quot;background_slideshow_slide_transition&quot;:&quot;slide_left&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c443a5\" data-id=\"5c443a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d5c4f42 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d5c4f42\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b331bf1\" data-id=\"b331bf1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7742fc elementor-widget elementor-widget-spacer\" data-id=\"c7742fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf7aa2f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf7aa2f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6294585\" data-id=\"6294585\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a7896e elementor-widget elementor-widget-text-editor\" data-id=\"2a7896e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"vc_custom_heading vc_custom_1578047656565\">What is universal life insurance?<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a998205 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a998205\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a461f6a\" data-id=\"a461f6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23f22bd elementor-widget elementor-widget-text-editor\" data-id=\"23f22bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"vc_custom_heading vc_custom_1601895533276\">Universal life insurance is an all-in-one way to get the protection you need and build your savings. The policy combines permanent life insurance protection for lifelong peace of mind with a broad range of investment account options for tax-preferred savings growth. You choose a guaranteed death benefit for your beneficiaries and the payments you make above the cost of insurance can grow in a tax-preferred savings account. Or you can use them to increase the amount of your death benefit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c58cccf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c58cccf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e17170\" data-id=\"6e17170\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e8a24b elementor-widget elementor-widget-text-editor\" data-id=\"2e8a24b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"vc_custom_heading vc_custom_1601895533276\"><em>Why Choose <\/em>universal life insurance<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b0aeb7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b0aeb7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-068a2aa\" data-id=\"068a2aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-512a3ce elementor-widget elementor-widget-mfn_hover_box\" data-id=\"512a3ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mfn_hover_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"hover_box\"><div class=\"hover_box_wrapper\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"visible_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-26.png?resize=1220%2C965\" alt=\"v-26\" width=\"1220\" height=\"965\"\/><img data-recalc-dims=\"1\" decoding=\"async\" class=\"hidden_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-27.png?resize=1220%2C964\" alt=\"v-27\" width=\"1220\" height=\"964\"\/><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e3a63b0\" data-id=\"e3a63b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89d1b85 elementor-widget elementor-widget-mfn_hover_box\" data-id=\"89d1b85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mfn_hover_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"hover_box\"><div class=\"hover_box_wrapper\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"visible_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-28.png?resize=1220%2C964\" alt=\"v-28\" width=\"1220\" height=\"964\"\/><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"hidden_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-29.png?resize=1220%2C964\" alt=\"v-29\" width=\"1220\" height=\"964\"\/><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a848018\" data-id=\"a848018\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25df530 elementor-widget elementor-widget-mfn_hover_box\" data-id=\"25df530\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mfn_hover_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"hover_box\"><div class=\"hover_box_wrapper\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"visible_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-30.png?resize=1220%2C964\" alt=\"v-30\" width=\"1220\" height=\"964\"\/><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"hidden_photo scale-with-grid\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/v-31.png?resize=1220%2C964\" alt=\"v-31\" width=\"1220\" height=\"964\"\/><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f7d3a8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f7d3a8a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0760921\" data-id=\"0760921\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53c7b1e elementor-widget elementor-widget-text-editor\" data-id=\"53c7b1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Universal Life <\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba5db0a elementor-widget elementor-widget-text-editor\" data-id=\"ba5db0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6 class=\"vc_custom_heading vc_custom_1578047816020\"><strong>SMART Target Policy &#8211; An Example of a UNIVERSAL LIFE<\/strong><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4258fcb elementor-widget elementor-widget-text-editor\" data-id=\"4258fcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><p>Vanguard Life Smart Target Plan provides financial support at each stage of your life. The policy is an investment-linked life assurance plan providing both life cover and savings benefits. The Smart Target Plan assures you that your investment premium is secured and shall earn a guaranteed interest. The policy pays lump sum at maturity. However, you have the option to purchase annuity (monthly payments) for a defined period or for life.<\/p><p>With this plan, you\u2019ll be paid out in a lump sum within 72 hours for valid claims on receipt of all required claims documents. Most importantly, it\u2019s affordable investment-linked life insurance policy.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba0d738 elementor-widget elementor-widget-text-editor\" data-id=\"ba0d738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 class=\"vc_custom_heading\">Standard Benefits and Features of Smart Target Plan<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f4de83 elementor-widget elementor-widget-text-editor\" data-id=\"9f4de83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><p><b>RISK COVER<\/b><\/p><p>The risk portion provides a single-life cover for the following:<\/p><ul><li>Death \u2013 accidental and natural<\/li><\/ul><p>The risk cover is a 3-tier death cover;<\/p><ul><li>Low Cover \u2013 GH\u00a2 3,600.00<\/li><li>Medium Cover \u2013 GH\u00a2 7,200.00<\/li><li>High Cover \u2013 GH\u00a2 10,800.00<\/li><\/ul><div><p><b>OTHER FEATURES<br \/><\/b><\/p><p><b>Savings Option : <\/b>Customer can invest into a saving plan earning competitive interest rate in addition to his\/her risk cover<\/p><p><b>Minimum Term : <\/b>The minimum term is 5 years<\/p><p><b>Partial Withdrawal Benefit : <\/b>You can make partial withdrawals of up to 60% after 36 months from the cash value of the savings plan.<\/p><p><b>Surrender Benefit : <\/b>A cash Surrender value on the savings plan is paid should you decide to cancel the policy. Surrender value applies to only the savings plan cash value.<\/p><p><b>Policy Loan Benefit : <\/b>The policyholder qualifies to apply for policy loan anytime the policy has made a minimum of twenty-four (24) months premium payment. The maximum amount allowed is 90% of surrender value to be repaid over a maximum period of 12 months.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ef6fc elementor-widget elementor-widget-button\" data-id=\"49ef6fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-128214e\" data-id=\"128214e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a1cc1e elementor-widget elementor-widget-mfn_accordion\" data-id=\"1a1cc1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mfn_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"accordion\"><div class=\"mfn-acc accordion_wrapper \"><div class=\"question\"><div class=\"title\"><i class=\"icon-plus acc-icon-plus\"><\/i><i class=\"icon-minus acc-icon-minus\"><\/i>SMART Target Policy - An Example of a UNIVERSAL LIFE<\/div><div class=\"answer\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><p>Vanguard Life Smart Target Plan provides financial support at each stage of your life. The policy is an investment-linked life assurance plan providing both life cover and savings benefits. The Smart Target Plan assures you that your investment premium is secured and shall earn a guaranteed interest. The policy pays lump sum at maturity. However, you have the option to purchase annuity (monthly payments) for a defined period or for life.<\/p><\/div><\/div><\/div><\/div>\n<div class=\"question\"><div class=\"title\"><i class=\"icon-plus acc-icon-plus\"><\/i><i class=\"icon-minus acc-icon-minus\"><\/i>When should you consider Term Life Insurance?<\/div><div class=\"answer\"><ul><li>You have a home with a fixed mortgage that you need to secure.<\/li><li>You have children, whom need financial stability while they grow up.<\/li><li>You have debts that will be paid down over time.<\/li><li>When you need low-cost life insurance with \u201cno-frills.\u201d<\/li><\/ul><\/div><\/div>\n<div class=\"question\"><div class=\"title\"><i class=\"icon-plus acc-icon-plus\"><\/i><i class=\"icon-minus acc-icon-minus\"><\/i>What is Whole Life Insurance?<\/div><div class=\"answer\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element \"><div class=\"wpb_wrapper\">Vanguard Life's Final Dignity Plan is a Whole Life policy. This policy provides life cover on the life of a policyholder and secondary lives (spouse, parents, extended family and up to four children) and pays the selected benefit in the eventuality of death.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"question\"><div class=\"title\"><i class=\"icon-plus acc-icon-plus\"><\/i><i class=\"icon-minus acc-icon-minus\"><\/i>Why Choose Child Education Plan<\/div><div class=\"answer\"><p>If you hope to have a successful future for your child, then Vanguard Life\u2019s Child Education Plan has a good education plan for you today<\/p><\/div><\/div>\n<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-841a11d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"841a11d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5df48e1\" data-id=\"5df48e1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5736049 elementor-widget elementor-widget-text-editor\" data-id=\"5736049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: center;\">Recent News <\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-540bfec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"540bfec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5896b4\" data-id=\"c5896b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d02cdaa elementor-widget elementor-widget-mfn_blog_slider\" data-id=\"d02cdaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mfn_blog_slider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"blog_slider clearfix  hide-more\" data-count=\"5\"><div class=\"blog_slider_header clearfix\"><div class=\"slider_navigation\"><\/div><\/div><ul class=\"blog_slider_ul\"><li class=\"post-2246 post type-post status-publish format-standard has-post-thumbnail hentry category-social-responsibilities\"><div class=\"item_wrapper\"><div class=\"image_frame scale-with-grid\"><div class=\"image_wrapper\"><a href=\"https:\/\/vanguardlife.com\/vl\/haven-donation\/\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"720\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=960%2C720&amp;ssl=1\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?w=1280&amp;ssl=1 1280w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=1024%2C768&amp;ssl=1 1024w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=768%2C576&amp;ssl=1 768w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=195%2C146&amp;ssl=1 195w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=50%2C38&amp;ssl=1 50w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=100%2C75&amp;ssl=1 100w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2024\/02\/IMG-20240228-WA0050.jpg?resize=960%2C720&amp;ssl=1 960w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/div><\/div><div class=\"date_label\">February 28, 2024<\/div><div class=\"desc\"><h4><a href=\"https:\/\/vanguardlife.com\/vl\/haven-donation\/\">Haven &#8211; Donation<\/a><\/h4><hr class=\"hr_color\" \/><a href=\"https:\/\/vanguardlife.com\/vl\/haven-donation\/\" class=\"button button_left has-icon\"><span class=\"button_icon\"><i class=\"icon-layout\"><\/i><\/span><span class=\"button_label\">Read more<\/span><\/a><\/div><\/div><\/li><li class=\"post-1286 post type-post status-publish format-standard has-post-thumbnail hentry category-general-news\"><div class=\"item_wrapper\"><div class=\"image_frame scale-with-grid\"><div class=\"image_wrapper\"><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-trains-staff-in-customer-service-management\/\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"576\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?resize=768%2C576&amp;ssl=1\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?w=768&amp;ssl=1 768w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?resize=195%2C146&amp;ssl=1 195w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?resize=50%2C38&amp;ssl=1 50w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/A-section-of-staff-bracing-themselves-up-and-listening-attentively-at-the-training.jpg?resize=100%2C75&amp;ssl=1 100w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/a><\/div><\/div><div class=\"date_label\">February 10, 2022<\/div><div class=\"desc\"><h4><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-trains-staff-in-customer-service-management\/\">Vanguard Life trains staff in Customer Service Management<\/a><\/h4><hr class=\"hr_color\" \/><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-trains-staff-in-customer-service-management\/\" class=\"button button_left has-icon\"><span class=\"button_icon\"><i class=\"icon-layout\"><\/i><\/span><span class=\"button_label\">Read more<\/span><\/a><\/div><\/div><\/li><li class=\"post-1275 post type-post status-publish format-standard has-post-thumbnail hentry category-general-news category-innovations-and-digitalization category-products\"><div class=\"item_wrapper\"><div class=\"image_frame scale-with-grid\"><div class=\"image_wrapper\"><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-unveils-two-new-products\/\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"720\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4877-scaled.jpg?resize=960%2C720&amp;ssl=1\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4877-scaled.jpg?resize=960%2C720&amp;ssl=1 960w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4877-scaled.jpg?zoom=2&amp;resize=960%2C720&amp;ssl=1 1920w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/div><\/div><div class=\"date_label\">February 10, 2022<\/div><div class=\"desc\"><h4><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-unveils-two-new-products\/\">Vanguard Life unveils two new products<\/a><\/h4><hr class=\"hr_color\" \/><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-unveils-two-new-products\/\" class=\"button button_left has-icon\"><span class=\"button_icon\"><i class=\"icon-layout\"><\/i><\/span><span class=\"button_label\">Read more<\/span><\/a><\/div><\/div><\/li><li class=\"post-1276 post type-post status-publish format-standard has-post-thumbnail hentry category-general-news category-innovations-and-digitalization category-products\"><div class=\"item_wrapper\"><div class=\"image_frame scale-with-grid\"><div class=\"image_wrapper\"><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-assurance-launches-new-products-for-customers-well-being\/\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"720\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/IMG_3700-scaled.jpg?resize=960%2C720&amp;ssl=1\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/IMG_3700-scaled.jpg?resize=960%2C720&amp;ssl=1 960w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/IMG_3700-scaled.jpg?zoom=2&amp;resize=960%2C720&amp;ssl=1 1920w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/div><\/div><div class=\"date_label\">February 10, 2022<\/div><div class=\"desc\"><h4><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-assurance-launches-new-products-for-customers-well-being\/\">Vanguard Assurance launches new products for customers well-being<\/a><\/h4><hr class=\"hr_color\" \/><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-assurance-launches-new-products-for-customers-well-being\/\" class=\"button button_left has-icon\"><span class=\"button_icon\"><i class=\"icon-layout\"><\/i><\/span><span class=\"button_label\">Read more<\/span><\/a><\/div><\/div><\/li><li class=\"post-1271 post type-post status-publish format-standard has-post-thumbnail hentry category-general-news category-innovations-and-digitalization category-products\"><div class=\"item_wrapper\"><div class=\"image_frame scale-with-grid\"><div class=\"image_wrapper\"><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-assurance-has-launched-two-new-innovative-products-to-provide-cover-with-competitive-premiums-and-comprehensive-benefits-for-customers\/\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"720\" src=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4960-scaled.jpg?resize=960%2C720&amp;ssl=1\" class=\"scale-with-grid wp-post-image\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4960-scaled.jpg?resize=960%2C720&amp;ssl=1 960w, https:\/\/i0.wp.com\/vanguardlife.com\/vl\/wp-content\/uploads\/2022\/02\/1E1B4960-scaled.jpg?zoom=2&amp;resize=960%2C720&amp;ssl=1 1920w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/div><\/div><div class=\"date_label\">February 10, 2022<\/div><div class=\"desc\"><h4><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-assurance-has-launched-two-new-innovative-products-to-provide-cover-with-competitive-premiums-and-comprehensive-benefits-for-customers\/\">Vanguard Life Assurance has launched two new innovative products to provide cover with competitive premiums and comprehensive benefits for customers.<\/a><\/h4><hr class=\"hr_color\" \/><a href=\"https:\/\/vanguardlife.com\/vl\/vanguard-life-assurance-has-launched-two-new-innovative-products-to-provide-cover-with-competitive-premiums-and-comprehensive-benefits-for-customers\/\" class=\"button button_left has-icon\"><span class=\"button_icon\"><i class=\"icon-layout\"><\/i><\/span><span class=\"button_label\">Read more<\/span><\/a><\/div><\/div><\/li><\/ul><div class=\"slider_pager slider_pagination\"><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What is universal life insurance? Universal life insurance is an all-in-one way to get the protection you need and build your savings. The policy combines permanent<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1541","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Universal Life - Vanguard Life Assurance<\/title>\n<meta name=\"description\" content=\"What is universal life insurance?Universal life insurance is an all-in-one way to get the protection you need and build your savings. 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